For Patients

Financial Information

Straightforward information about costs, payment options, and financing.

Overview

Clear Costs, No Surprises

Before any treatment begins, our team will walk you through a cost estimate based on your specific treatment plan, so you know what to expect. We’re happy to discuss payment options that work for your budget.

Patient smiling during a consultation
Written Every Estimate

Before treatment, not after — on paper

4 Ways to Pay

Card, cash or check, HSA/FSA, or financing

0 Surprise Bills

You approve the number before we begin

Verified Your Benefits

Checked with your insurer before your visit

At a Glance

How Cost Works Here

The questions patients are often too polite to ask, answered up front.

When You’ll Know the Cost

At your consultationIn writing, before you commit to anything

When Payment Is Due

Before or at your procedureArranged in advance, never a surprise on the day

If You’re Uninsured

Self-pay and financingWe’ll walk through both at your visit

If Plans Change

We re-estimate firstNothing changes on your bill without a conversation

Payment Options

Ways to Pay for Your Treatment

Whatever combination works for you — most patients use more than one.

Credit & Debit Cards

All major credit and debit cards accepted at the time of service.

Cash & Check

Traditional payment methods, accepted at the time of service.

HSA & FSA

Use health savings or flexible spending funds — often the most tax-efficient route.

Financing Plans

Third-party financing may be available to spread the cost over time.

Insurance Benefits

We verify and file for you. See our insurance page for how coverage works.

A Combination

Insurance toward part, HSA toward the rest, financing for the balance. We’ll map it out.

How It Works

Your Billing Process, Step by Step

Four steps, in this order, every time. You always know the number before we begin.

Step One

Consultation

Dr. Tolley evaluates your case and outlines what treatment would actually involve — including the option of doing nothing yet, where that’s reasonable.

Step Two

A Written Estimate

Our team puts a clear number against your specific plan. Not a range from a website — your case, your figure, on paper.

Step Three

Insurance Review

We verify your coverage with your insurer and explain what they’re estimated to pay and what falls to you, before you decide anything.

Step Four

Payment Arranged

Settled before or at the time of your procedure, using whichever combination of methods suits you. No invoice arrives later that you weren’t expecting.

FAQ

Common Questions

Have more questions about costs or payment? Here’s what patients ask us most.

You’ll receive a cost estimate after your consultation, once Dr. Tolley has outlined your treatment plan.

We work with most major PPO dental and medical insurance plans. Our team can verify your specific benefits before your visit.

Third-party financing options may be available — ask our team for details during your consultation.

Payment arrangements vary by treatment — our team will discuss your options before your procedure.

Yes, health savings and flexible spending account funds can typically be used toward your treatment.

Our team will explain your estimated out-of-pocket cost and discuss payment or financing options with you.

Let’s Talk

Have Questions About Cost?

Our team is happy to walk you through your options.

Mon–Thu 8:00am – 4:00pm  ·  Fri 7:00am – 3:00pm